Fix and Flip Loans
Private & Hard Money Sources for Fix and Flip Loans // All Property Types
Fix and flip loans are available right now. Fill out the form on this page to start the process so you can get funded. Real estate investors are using hard money or private money fix and flip loans rather than traditional loan resources. Fix and flip loans help real estate fix and flip investors to turn a profit and build a fix and flip portfolio.
Fix and Flip Loans Help Grow REI Portfolios
Start By Telling Us About Your Fix and Flip Loan Needs
FAST Fix and Flip Financing
Fast fix and flip financing closings in as little as ten days to expedite your projects.
GREAT Fix and Flip Financing Rates
Work closely with us to benefit from having various fix and flip financing loan options.
AUTOMATE Fix and Flip Financing
Clients think of us as part of their project team since we find the best options for fix and flip financing.
Fix and Flip Loans & Top Markets
We are a group of professionals with a combined 45 years of experience in all facets of construction, development, finance and marketing. We help investors nationwide with fix and flip loans and construction management. We help you automate project funding for real estate investments. Benefit from our real estate investment construction services for builders and investors of all levels of experience.
Top States for Fix and Flipping in 2022
Florida, Georgia, Texas, Ohio, Michigan, Illinois, Iowa, Indiana, Pennsylvania, South Carolina, North Carolina, Oklahoma, Louisiana, Arkansas, New Mexico, and Alabama.
What our clients say...
“I'm completely satisfied with the help I've received from the Fix Flip Hold team. I definitely recommend them to all my investor friends.”
Mark LottFounder of Road Dog Construction
Fix and Flip Loans & Top Fix and Flip Market Cities
Fix and Flip Loans & Property Flipping in Top Cities Nation-Wide
The Fix and Flip loans are great for fix and flip real estate investors for most projects involving, residential or commercial, properties purchased with the intent to perform improvements, to then sell for a profit.
Fix and Flip financing for distressed properties helps fix and flip real estate investors through their practice of the fix and flip strategy. The fix and flip strategy of purchasing real estate, making improvements to increase the value (sweat equity), then selling it for a profit is used by fix and flip real estate investors every day. Contact us to learn more about your real estate loan options.
Fix and Flip Market Analysis: 70% Rule for Fix and Flip Real Estate Investors
Fix and flip real estate investors typically use the seventy percent (70%) rule. The 70% rule is a formula investors are using to calculate and determine the maximum amount of money they should pay for an investment property.
The formula rule is to not spend any more than 70% of the real estate’s post-repair value, less than the costs incurred when performing real estate improvements.
Example: 70% Rule for Fix and Flip Real Estate Investors
Fix and flip loans help real estate investors turn a profit by purchasing distressed properties, then increasing the equity through labor, and then quickly re-selling. Contact us today to learn about your options for fix and flip loans, and fix and flip financing options.
So, you do a market analysis of other properties in the neighborhood. Then, you determine the fair market value of the average home in that given area. Let’s say that you anticipate the ability to sell a home there for $300,000.
Under the 70% rule, you then know you should not pay more than $210,000 for a home in the area you completed such market analysis.
Further, the poor condition of a home is a bartering power for the fix and flip real estate investor to obtain a lower purchase price for a fix and flip deal. Investors are usually on the hunt for fix and flip deals, in the right markets. Eager real estate investors spend plenty of time looking for fix and flip homes for sale.
When you first start out, real estate investors have to figure out how to find fix and flip homes. For the more motivated investors, they learn really quickly how to find fix and flip properties.
Fix and flip real estate investors should be cautious when selecting an investment property due to unforeseen required renovations. Such could include, foundation issues, electrical issues, roof issues, or plumbing issues. All of which issues that lower costs to more esthetic appeal for buyers, as well as issues that can throw you over budget on a project.
The city, and or county, may have requirements a property must meet in order for it to be habitable. It is also smart to look ahead to any potential delays having to do with permits required from the government to perform certain updates.
The final step is for real estate fix and flippers to sell the property as quickly as possible for a price that maximizes the fix and flipper’s profit.
Want to talk to a person about fix and flip loans?
- Ask about fix and flip financing loan options
- Ask about fix and flip financing loan rates
- Ask about fix and flip financing loan docs
- Ask about fix and flip financing loan terms
Fix and Flip Loan Help
- Automate Funding
- Increase Production
- Buy More Real Estate
- Experienced Professionals
Fix and Flip Project Tips
- Do Market Research
- Do Market Analysis’
Fix and Flip Real Estate Investors Help
- Use Our Connections
- Construction Consulting
Call us real quick for a quick chat to introduce yourself. Let us know if you want to join our network.
Refer a Fix and Flipper for Fix and Flip Loans & Financing Help
for Fix and Flip Real Estate Investments
- Quick Funding
- Competitive Rates
- Streamline Services
- Plenty of Funding Options
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Fix and Flip Loans
Fix n Flip Loans FAQ: What is a flip and fix or bridge loan?
Fix and flip loans are intended for short-term use to improve a distressed property. Then, after property renovations are complete, the real estate investor quickly sells the property for a higher price. There’s a 70% rule and guideline generally accepted by real estate investors that gives a formula for how much an investor should pay for a distressed property.
A fix and flip loan is also called a bridge loan. Sometimes, a fix and flip loan may also be referred to as interim financing, gap financing, short-term working capital loan or a swing loan. Fix n flip loans help by providing the fix and flipper capital needed in order to complete a fix and flip project.
Twelve months or less is a typical loan term for fix and flip loans fix and flippers seek out. Of course, collateral is a requirement in order to back the loan. The most unique factor about a fix and flip loan is that the amount of the loan can be the project value of the rehabilitated property. Which brings to point the following methods for structuring the fix and flip loan: After Repair Value (ARV) and Loan to Cost (LTC) ratio.
Fix n Flip Loans FAQ: How can I fix and flip with no money?
We get asked this every day: how can I qualify for a fix and flip loan without any money? Well, there are about eight different options on how to get the money you need for a fix and flip loan:
Options for Obtaining Money for Your Fix n’ Flip
Hard Money Lenders
Private Lenders
Home Equity (HELOC)
Partnerships
Seller Financing
Crowdfunding
Option To Buy
Wholesaling
Fix n Flip Loans FAQ: How can I fix and flip with bad credit?
Investors with bad credit typically consider bridge loans and the FHA 203(k) rehabilitation loan.
Bridge Loans (aka Fix and Flip Loans)
Bridge loans are short-term loans investors use to bridge the gap between buying and selling a property. In some cases, real estate investors may want to buy before you sell. So, that could possible create the situation of not having funds or the profit from a home that’s not completely flipped, yet. The bridge loan solves issues in this area that could limit the real estate investor.
FHA 203(k) rehabilitation loans
enables homebuyers and homeowners to finance both the purchase or refinance along with the renovation of a home through a single mortgage.
Fix n Flip Loans FAQ: Fix n Flip Based on After Repair Value (ARV)
The acronym ARV stands for After Repair Value. Fix and flip loans structured for the the After Repair Value are an option.
After Repair Value Fix and Flip Loans
After Repair Value Fix and Flip Loans are chosen when the increase in value of the real estate property post renovations will increase by 50-100% over the property’s purchase price.
The seasoned fix and flippers we work with and support know which properties to invest in based on this type of loan because they anticipate it. Some lenders’ loans will cap out at seventy percent (70%).
After Repair Value Fix and Flip Loans Formula
(Property Purchase Price) + (Value of Renovations) = ARV
Fix n Flip Loans FAQ: Fix n Flip Based on Loan to Cost (LTC) Ratio
Fix and flippers will use a Loan to Cost (LTC) ratio loan where it’s expected by the investor to make a profit upon sale that is not anticipated to bring a 50-100% profit, like the After Repair Value Fix and Flip Loan.
Also realize, the fix and flip loan lender will consider the fact of the current market. Different factors contribute to the final decision of how much a fix and flip loan lender will underwrite and acquire. In some markets, a fix and flip loan lender will underwrite an acquisition and renovation Loan to Cost ratio fix and flip loan at seventy-to-eighty percent (70-80%).
Fix n Flip Loans FAQ: What states can I get fix and flip loans?
We help investors and fix and flippers secure financing in all fifty states. In some states, you will simply receive a referral.
Fix and Flip Loans for:
Alabama, Alaska, American Samoa, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Minor Outlying Islands, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Northern Mariana Islands, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, U.S. Virgin Islands, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
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